DATA DELETION POLICY

Effective Date: 10/22/2022

At Highcreditsolucion LLC (“we,” “us,” or “our”), we value your privacy and are committed to protecting your personal information. This Data Deletion Policy explains how you can request the deletion of your personal data and the conditions under which we process such requests.

By using our website and services, you acknowledge and agree to this Data Deletion Policy.

1. Scope of This Policy

This policy applies to personal data collected and processed by Highcreditsolucion LLC through our website, https://highcreditsolucion.com and related services. It outlines your rights regarding data deletion and the steps to exercise those rights.

2. Your Right to Data Deletion

Under applicable data protection laws, such as the California Consumer Privacy Act (CCPA) or the General Data Protection Regulation (GDPR), you have the right to request that we delete the personal data we have collected about you, subject to certain exceptions.

3. How to Request Data Deletion

To request the deletion of your personal data, you can contact us using one of the following methods:

• Email: info@highcreditsolucion.com
• Phone: (800)643-3567
• Submit Request 

When submitting a request, please include:

1. Your full name
2. Contact information (email or phone number)
3. Details of the personal data you wish to have deleted

4. Verification Process

To protect your privacy and ensure the security of your data, we may need to verify your identity before processing your request. Verification may include:

• Confirming your email address or phone number
• Requesting a government-issued ID (in certain cases)
• Full Social Security 

If we cannot verify your identity, we may be unable to process your request.

5. Exceptions to Data Deletion

While we strive to honor all deletion requests, certain data cannot be deleted due to legal or operational requirements. These exceptions include:

• Legal Obligations: We may retain data required for compliance with legal, regulatory, or contractual obligations (e.g., financial records, dispute resolution, or fraud prevention).
• Transactional Data: Data necessary to complete ongoing transactions or to provide you with requested services.
• Legitimate Business Interests: Retaining anonymized or aggregated data for business analytics, fraud detection, or improving our services.

6. Timeline for Data Deletion

Upon receiving your verified request, we will:

1. Acknowledge receipt of your request within 5 business days
2. Complete the deletion process within 30 days, unless an exception applies.

If additional time is required, we will notify you of the delay and provide an estimated completion date.

7. Consequences of Data Deletion

Once your personal data is deleted:

• You may lose access to certain services or features of our website.
• We may retain anonymized or aggregated data that does not identify you for legitimate business purposes.

8. Updates to This Policy

We may update this Data Deletion Policy from time to time to reflect changes in our practices or legal requirements. The updated version will be posted on our website with the revised “Effective Date.”